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The workers’ compensation application in Every may not be available for your company yet.
In Benefits, the Business section has a row for workers’ compensation through Every’s insurance partner. Company Admins and HR Admins can use it once payroll is set up.

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Apply for coverage

1

Start your application

Select the workers’ compensation row. Every opens the partner’s site in a new tab, where you start your application. If your browser blocks pop-ups, allow them for Every and try again.
2

Continue in Every

Once you’ve started an application, select the row again to pick it up inside Every. The application walks you through getting a quote, then buying and paying for your policy.
Workers’ compensation is priced from your payroll. If your company hasn’t run payroll yet, the row shows Unavailable and selecting it explains that Workers’ compensation needs a payroll run. Run your first payroll, then come back.

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Application status

When you open your application in Every, you might see one of these instead of the application itself. Select Back to Benefits to return.

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If you already have a policy

When the number of employees you have means your company now needs workers’ compensation, Company Admins and HR Admins see Compliance alert: You are now required to setup workers compensation for your company on Home.
  • Select the alert to open Setup workers compensation. Enter your Insurance Company and Policy Number, then select Submit. If you don’t have a policy yet, the sheet links you to Every’s insurance partner.
  • If every employee on payroll is a company owner, select Dismiss and then Dismiss, we are all founders and don’t need insurance. Contractors don’t count.
Only dismiss the alert if every employee on payroll is a company owner. If anyone isn’t, your state requires you to carry workers’ compensation, and dismissing the alert won’t protect you from fines.
For a breakdown of wages and taxes for an audit, run the Workers Comp Audit Report (see Payroll and people reports).