> ## Documentation Index
> Fetch the complete documentation index at: https://every.help/llms.txt
> Use this file to discover all available pages before exploring further.

# Changelog

> Latest updates and improvements to Every

## December 2024

### New Banking Features

<sub>December 8, 2024</sub>

We've launched comprehensive banking features to help you manage your business finances more effectively.

**Cards**

* Issue physical and virtual business cards
* Set spending limits and merchant restrictions
* Real-time transaction monitoring
* Automatic expense categorization

**Treasury Management**

* High-yield savings accounts up to 5.5% APY
* Automatic cash sweeps to optimize yield
* Cash flow forecasting and projections
* Multi-account cash positioning dashboard

**Enhanced Payments**

* Same-day ACH transfers now available
* International wire transfers to 130+ countries
* Batch payment processing for efficiency
* Scheduled recurring payments

### Payroll Improvements

<sub>December 5, 2024</sub>

Enhanced payroll features for faster, more accurate processing.

* **Faster Processing** - Payroll now processes 2x faster
* **Multi-state Support** - Improved handling of employees in multiple states
* **Tax Updates** - Updated for 2024 tax rates and regulations
* **Pay Stub Redesign** - Cleaner, easier to read pay stubs

### HR Enhancements

<sub>December 1, 2024</sub>

New tools to streamline your HR operations.

* Performance review templates
* Automated onboarding workflows
* PTO accrual tracking improvements
* Employee self-service portal updates

***

## November 2024

### Benefits Administration

<sub>November 20, 2024</sub>

Launch of comprehensive benefits management platform.

**New Features**

* Open enrollment management
* Benefits comparison tools
* Integration with major insurance carriers
* Employee benefits portal
* Life event change tracking

### Reports & Analytics

<sub>November 15, 2024</sub>

Powerful new reporting capabilities to gain insights into your finances.

* Custom report builder with drag-and-drop interface
* 50+ pre-built report templates
* Scheduled report delivery via email
* Export to Excel, PDF, and CSV
* Interactive dashboards with real-time data

### Bill Pay Workflow

<sub>November 10, 2024</sub>

Enhanced approval workflows for better spending control.

* Multi-level approval chains
* Amount-based routing rules
* Department-specific approvers
* Mobile approval capabilities
* Approval audit trail

***

## October 2024

### Mobile App Launch

<sub>October 25, 2024</sub>

Every is now available on iOS and Android!

**Features**

* View account balances and transactions
* Approve bills and expenses on the go
* Capture receipts with your camera
* Freeze/unfreeze cards instantly
* Push notifications for important events
* Biometric authentication

**Download Now**

* [iOS App Store](https://apps.apple.com)
* [Google Play Store](https://play.google.com)

### Integration Marketplace

<sub>October 15, 2024</sub>

Connect Every with your favorite business tools.

**New Integrations**

* QuickBooks Online - Real-time sync
* Xero - Bidirectional data flow
* Slack - Approval notifications
* NetSuite - Enterprise accounting
* Expensify - Expense management

### Security Enhancements

<sub>October 5, 2024</sub>

Keeping your financial data even more secure.

* SOC 2 Type II certification completed
* Enhanced two-factor authentication
* Session management improvements
* IP allowlisting for enterprise customers
* Advanced fraud detection algorithms

***

## September 2024

### API v2 Release

<sub>September 28, 2024</sub>

New API with enhanced capabilities for developers.

**What's New**

* RESTful API with improved performance
* Webhook support for real-time events
* Comprehensive API documentation
* Sandbox environment for testing
* Rate limiting improvements

**Documentation**

* [API Reference](https://docs.every.io/api)
* [Quick Start Guide](https://docs.every.io/api/quickstart)

### Treasury Optimization

<sub>September 15, 2024</sub>

New tools to maximize returns on your cash.

* Automatic cash sweeps between accounts
* High-yield savings up to 5.5% APY
* T-Bill purchasing capabilities
* Cash flow forecasting engine
* Liquidity analytics

### User Management

<sub>September 5, 2024</sub>

Enhanced access controls and user administration.

* Custom user roles and permissions
* Department-based access control
* SSO support (Enterprise only)
* Detailed audit logs
* User activity monitoring

***

## August 2024

### Virtual Cards

<sub>August 22, 2024</sub>

Generate single-use and recurring virtual cards instantly.

**Use Cases**

* Software subscriptions
* Online advertising
* Vendor payments
* Trial services

**Features**

* Instant card generation
* Custom spending limits
* Merchant restrictions
* Auto-expire after use

### Expense Policies

<sub>August 10, 2024</sub>

Create and enforce company expense policies automatically.

* Policy builder interface
* Automatic policy violation flagging
* Custom approval workflows
* Policy templates by industry
* Employee policy acknowledgment

### Performance Improvements

<sub>August 1, 2024</sub>

Faster, more responsive platform across the board.

* 40% faster page load times
* Improved transaction search
* Optimized report generation
* Enhanced mobile performance
* Database query optimization

***

## July 2024

### Bill Pay Launch

<sub>July 20, 2024</sub>

Comprehensive accounts payable solution integrated into Every.

**Features**

* Upload bills via email or drag-and-drop
* OCR extraction of bill details
* Multi-level approval workflows
* Schedule payments in advance
* Vendor management
* ACH, wire, and check payment options

### Payroll Tax Filing

<sub>July 10, 2024</sub>

We now handle all payroll tax filings automatically.

* Federal tax deposits and filings
* State and local tax compliance
* Quarterly Form 941
* Annual Form 940 and W-2s
* Tax notice monitoring and resolution

***

## June 2024

### Every Platform Launch

<sub>June 15, 2024</sub>

Today we're launching Every - the all-in-one finance platform for businesses.

**Initial Features**

* Business banking accounts
* Payroll processing
* Expense management
* Financial reporting
* Team collaboration tools

**Our Mission**

Every is built to help businesses manage their finances more efficiently. We're combining banking, payroll, and financial operations into one powerful platform.

**Getting Started**

Sign up for Early Access at [every.io](https://every.io)

***

<Note>
  Stay updated on the latest features by following us on [Twitter/X](https://x.com/every) or joining our [community](https://community.every.io).
</Note>

<Tip>
  Have a feature request? Let us know at [feedback@every.io](mailto:feedback@every.io)
</Tip>
