> ## Documentation Index
> Fetch the complete documentation index at: https://every.help/llms.txt
> Use this file to discover all available pages before exploring further.

# Benefits Overview

> Managing employee benefits with Every

## Employee Benefits

Every helps you offer and manage competitive employee benefits packages.

### Benefits Management

Simplify benefits administration with Every's integrated platform:

* Health insurance enrollment
* Retirement plan management
* Additional benefit offerings
* Open enrollment automation
* Life event changes

### Available Benefits

<CardGroup cols={2}>
  <Card title="Health Insurance" icon="heart-pulse" href="/benefits/health-insurance">
    Medical, dental, and vision plans
  </Card>

  <Card title="Retirement Plans" icon="piggy-bank" href="/benefits/retirement">
    401(k) and retirement savings
  </Card>

  <Card title="Other Benefits" icon="gift" href="/benefits/other-benefits">
    Life, disability, and more
  </Card>
</CardGroup>

### Benefits Categories

<Tabs>
  <Tab title="Health & Wellness">
    * Medical insurance
    * Dental insurance
    * Vision insurance
    * Health Savings Account (HSA)
    * Flexible Spending Account (FSA)
    * Wellness programs
  </Tab>

  <Tab title="Financial">
    * 401(k) retirement plans
    * Roth 401(k)
    * Employer matching
    * Stock options
    * Employee stock purchase plans
  </Tab>

  <Tab title="Insurance">
    * Life insurance
    * Short-term disability
    * Long-term disability
    * Accident insurance
    * Critical illness
  </Tab>

  <Tab title="Work-Life">
    * Paid time off (PTO)
    * Parental leave
    * Commuter benefits
    * Remote work stipends
    * Professional development
  </Tab>
</Tabs>

### Open Enrollment

Annual open enrollment allows employees to:

* Review current benefit selections
* Make changes for the new plan year
* Add or remove dependents
* Compare plan options
* Adjust contribution amounts

<Note>
  Open enrollment typically occurs once per year, usually in the fall for January 1 effective dates
</Note>

### Qualifying Life Events

Employees can make benefit changes outside open enrollment for qualifying events:

* Marriage or divorce
* Birth or adoption of a child
* Loss of other coverage
* Change in employment status
* Dependent aging out

### Benefits Communication

Keep employees informed about their benefits:

* Benefits guide and summaries
* Plan comparison tools
* Coverage calculators
* Benefits FAQ
* One-on-one benefits counseling

<Tip>
  Clear benefits communication improves employee satisfaction and utilization
</Tip>